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There Are a Myriad of Reasons Why You Can Be Denied Life Insurance To purchase life insurance, you must qualify on several different fronts. You will be examined, scrutinized, interviewed and documented, all in the spirit of classifying you according to underwriting standards. Once you are denied life insurance for any reason, it may be…
→ Read MoreHow Life Insurance Premiums for the Self-Employed Are Taxed The self-employed individual can deduct some life insurance premiums, but not others. It will be important to consult a tax professional to be sure to claim the right deductions, not run afoul of the law, and at the same time get all the tax breaks the…
→ Read MoreWhy You Can Own a Life Insurance Policy on Your Child’s Father Married couples usually own life insurance policies on each other’s lives. The purpose of life insurance is to guard against the risk of financial hardship if the insured dies too soon. In a household where both spouses work, the loss of either spouse…
→ Read MoreGenerally speaking, people with a felony on record have a harder time getting life insurance than those who do not. Individual insurance companies evaluate candidates criminal based on their own criteria and discretion. However, there has been an industry standard established in the sector for handling those with a felonious history. If you have any…
→ Read MoreIt has become so common to see FDIC signs in every banking institution that it is often assumed anyone dealing with your money is insured. The fact is FDIC does not insure all types of monetary transactions. They deal with funding that is deposited and guaranteed through banking and lending institutions. Investments are not guaranteed…
→ Read MoreIn a general sense, life insurance premiums are not deductible on Schedule C or in any other manner. Of course, there can be exceptions to everything, and there are some when it comes to this subject. Schedule C is the IRS form that a small business uses to report its profit and loss from doing…
→ Read MoreNo matter their age, if a person is in good health and he or she can qualify for the other requirements that life insurance companies put forth, then it is possible for people who are older to purchase life insurance. Learn more about life insurance policies and don’t miss out on our free insurance comparison…
→ Read MoreOnce we make the decision that more life insurance coverage is needed, there are endless sources of available choices where we can find life insurance for sale. There are no shortages of life insurance agents, brokers and online platforms for quotes and comparisons. When the question of affordability is asked, that is what becomes an…
→ Read MoreSenior citizens are closer to the end of their life, as opposed to many people, and many have neglected to take care of their life insurance. They may have a friend or acquaintance who has recently passed away, and the stark reality of the finality of death occurring becomes readily apparent. When a person of…
→ Read MoreIt is not difficult to get rates for life insurance. All you have to do is go into a search engine and type in, “life insurance rates” and you will see several hundred thousand websites that will oblige you in an instant. If you input your information, such as your name, date of birth, and…
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