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If you owe back child support there are several remedies that can be used against you for the purposes of collecting the money. If an ex-spouse sues you for back child support, the most common method of collection is to garnish your wages. Under normal circumstances, if you are current on your child support payments…
→ Read MoreIt is possible to get life insurance when you are pregnant, but it would be wise to think about applying before conceiving or at least during your first trimester. Being pregnant is not a stopper necessarily from obtaining life insurance. It is just that pregnancy can make some pretty drastic changes to your body that…
→ Read MoreTerm life insurance is coverage that is designed to last only for a period of time and then it will expire. Usually, it is sold for 10, 15, 20, or 30 years. It is less expensive than permanent life insurance which is designed to be in effect for the lifetime of an insured, which is…
→ Read MoreTypically, a life insurance policy can be pledged as collateral for a loan. You must be the owner of the life policy. You can use cash value life insurance and sometimes even term insurance as collateral for a loan. Check with your insurance carrier to make sure they allow collateral assignment of the policy. You…
→ Read MoreHigh blood pressure, or hypertension as the condition is known in medical circles, will not usually stop a person from being covered with life insurance. There are many factors that go into life insurance underwriting which is the process of qualifying a person for coverage based on several factors. It depends on how long a…
→ Read MoreWhat Is Multiple Sclerosis? Multiple Sclerosis is a condition where the body’s immune system turns against itself and affects the central nervous system. The myelin or the fatty sheath that insulates and encapsulates the nerve fibers of the body is attacked, leaving scars, or a “sclerosis” on the myelin. This process distorts and interrupts the…
→ Read MoreSometimes it can get confusing when it comes to all of the details that are involved in obtaining a mortgage. Yes, it is required in most cases to have insurance when applying for a mortgage, but it is not life insurance. Property insurance and fire insurance are usually required at some point along the process…
→ Read MoreDepression is a medical condition where a person feels sad, defeated, inept and feels unable to do anything about it. The individual can feel helpless, overwhelmed and totally out of control as far as feeling differently. The person can have a loss of appetite, energy, no purpose, and difficulty in thinking and of making decisions….
→ Read MoreA life insurance contract is a one-way contract, or unilateral, meaning that only one party may cancel it. The policy owner has the legal right to cancel the policy at any time, but the life insurance company is bound to the terms of the contract once it is issued. The only stipulation is that the…
→ Read MoreDUI and the Ramifications If you are arrested for a DUI, whether guilty or not, you will experience consequences that reach far into the future. For a first time conviction, the punishment is far less severe than for any subsequent convictions, but the ramifications can still be very difficult. There may be a few days…
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