Compare Life Insurance Companies That Offer an Apple Watch (2022)
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Compare Life Insurance Companies That Offer an Apple Watch (2022)
[su_box title="Important Things to Know" style="default"] There aren't many options for life insurance companies that offer an Apple Watch Different insurance companies offer incentive programs with an Apple Watch but John Hancock is the only participating life insurance company You can get an inexpensive Apple Watch through Vitality with John Hancock by meeting monthly fitness goals ...
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- There aren’t many options for life insurance companies that offer an Apple Watch
- Different insurance companies offer incentive programs with an Apple Watch but John Hancock is the only participating life insurance company
- You can get an inexpensive Apple Watch through Vitality with John Hancock by meeting monthly fitness goals
If you’re looking for the best deal on life insurance, you might want to look for life insurance companies that offer an Apple Watch. Some insurance companies offer incentives for policyholders to stay active and healthy.
We understand that there are hundreds of life insurance companies to choose from. We’ll help identify and compare life insurance companies that offer Apple Watches and health-driven life insurance discounts. You’ll learn exactly where to find an Apple Watch program.
Continue reading to learn more about life insurance companies that offer an Apple Watch or enter your ZIP code to get free quotes from multiple life insurance companies in your area.
Table of Contents
Which life insurance companies offer an Apple Watch?
Life insurance discounts are actually hard to come by. That said, there are some life insurance companies that offer discounts or life insurance incentives to those who live an active lifestyle. These discounts are based on the idea that healthy people have fewer major health concerns.
There are only a few insurance companies that offer an Apple Watch or similar programs. These companies are:
- John Hancock
- Aetna
- United Healthcare
Getting a free Apple Watch isn’t quite as easy as purchasing a plan through one of these insurance companies. Only specific policies include an Apple Watch and it may or may not be provided without a charge.
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What is the best life insurance company that offers an Apple Watch?
Though companies like Aetna and United Healthcare have incentive programs, neither offer these programs for life insurance policies. The Aetna Attain app offers options where policyholders can buy or earn an Apple Watch to record their activity and earn discounts or coupons.
Similarly, United Healthcare Motion offers policyholders benefits for staying active. These benefits can be used to cover out-of-pocket medical expenses. Unfortunately, United Healthcare’s program also doesn’t come via life insurance.
This leaves John Hancock as the primary life insurance company that offers an Apple Watch. You can get your Apple Watch with the John Hancock Vitality program. To get an Apple Watch with Vitality, you’ll simply need to enroll in the Vitality Plus program with John Hancock and pay an initial fee of $25.
Unfortunately, you won’t necessarily earn a free Apple Watch. That said, you could get a highly discounted Apple Watch as long as you are active enough. The amount you pay for your Apple Watch will be entirely dependent on how many health and fitness goals you reach.
How does the Apple Watch program with John Hancock work?
Once you get an Apple Watch with Vitality, you’ll need to be sure you meet specific requirements to avoid paying full price for your Apple Watch. What you might not know about Vitality is that the Apple Watch is built into installments after the initial $25 expense.
You can reduce your monthly payments by earning Vitality points, which would ultimately cover the installments of your Apple Watch. In this case, you don’t actually get discounted life insurance; however, you could still earn a very affordable Apple Watch through this program.
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Is the Vitality program worth it? In some ways, the Vitality Plus program could be worthwhile. You could get an Apple Watch for about an eighth of the price since they typically cost about $200. This would only apply if you met the movement requirements, however.
The activity requirements are based on your daily step count, calories burned, and your heart rate during workouts. You’ll want to be sure you get at least 10,000 steps per day at a minimum. This is one requirement that could earn you 20 points per day. Your Apple Watch only has free installments if you earn 500 points per month.
Is John Hancock a good insurance company?
John Hancock is considered one of the top life insurance companies around. It has strong ratings and affordable rates. Our John Hancock life insurance company review provides specific details about John Hancock, but we’ll highlight some of the key points below.
John Hancock boasts an “A+” rating via A.M. Best, suggesting superior financial strength. J.D. Power also created a study in which John Hancock rated within the top 10 life insurance companies, well above the industry average. In short, John Hancock’s ratings suggest it is a stable company with strong customer service.
| Demographic | Annual Premium: Male | Versus Average Top 10 Insurers | Annual Premium: Female | Versus Average Top 10 Insurers |
|---|---|---|---|---|
| 25-Year-Old Non-Smoker | $178.30 | -$0.24 | $172.50 | +$11.93 |
| 25-Year-Old Smoker | $440.20 | +$118.44 | $326.30 | +$77.55 |
| 35-Year-Old Non-Smoker | $189.80 | +$4.76 | $178.30 | +$12.39 |
| 35-Year-Old Smoker | $461.90 | +$101.67 | $353.40 | +$67.22 |
| 45-Year-Old Non-Smoker | $292.10 | +$24.21 | $241.50 | +$1.25 |
| 45-Year-Old Smoker | $777.10 | +$139.59 | $523.10 | +$29.90 |
| 55-Year-Old Non-Smoker | $533.60 | +$8.65 | $407.10 | +$0.16 |
| 55-Year-Old Smoker | $1,536.90 | +$172.81 | $949.00 | -$42.63 |
| 65-Year-Old Non-Smoker | $1,380.00 | +$106.88 | $937.30 | +$56.64 |
| 65-Year-Old Smoker | $4,091.90 | +$846.85 | $2,184.50 | +$50.81 |
| Average Non-Smoker | $514.76 | +$28.85 | $387.34 | +$16.47 |
| Average Smoker | $1,461.60 | +$275.87 | $867.26 | +$16.25 |
John Hancock’s life insurance rates are comparable to other industry competitors, but more so for non-smokers. If you are a smoker, the life insurance rates with John Hancock might be too high. Otherwise, you should feel comfortable using John Hancock life insurance based on price.
Life Insurance Companies That Offer an Apple Watch: The Bottom Line
Unfortunately, there are many more life insurance companies that don’t offer an Apple Watch. John Hancock’s Vitality program is your best bet for an Apple Watch program with a life insurance company. Even so, your Apple Watch won’t be entirely free.
By now, you should have a better idea of where to find life insurance companies that offer an Apple Watch. Before you go, enter your ZIP code to get free quotes from top life insurance companies near you.
Enter your zip code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Compare Life Insurance Companies That Offer an Apple Watch (2022)
[su_box title="Important Things to Know" style="default"] There aren't many options for life insurance companies that offer an Apple Watch Different insurance companies offer incentive programs with an Apple Watch but John Hancock is the only participating life insurance company You can get an inexpensive Apple Watch through Vitality with John Hancock by meeting monthly fitness goals ...